Hey folk’s trying to buzz up this post from our main blog at PCABunited.com because I found it sickening that a seated so called President would verbally attack those of us Proud Americans for standing up for our rights and addressing his administrations Tax and Spend ways. Obama wants to talk health care well here you go. We want to talk taxes and spending and the two are in fact one and the same. Stop wasting our money if you don’t like tea and prefer Vodka shared with communist and dictators instead.

Andy

Original post to follow.

Barrack Obama the other day in a town hall meeting was talking about how much he hated seeing video of  tax payers that have had enough with high taxes and errant spending waving tea bags at him. He said he would prefer to sit down and have a face to face discussion on how we are going to make health care affordable any time soon.

Well Obama here you go. TORT REFORM moron. Stop the frivolous lawsuits that drive malpractice insurance through the roof and the cost of health care declines rapidly. Insurance fairness act. A bill needs to be passed to mandate that all forms of Insurance be fair in billing.

Example:

Current system :

A insurance company insures a motorist or doctor and they get a claim against them. The insured pays the deductible and then within 30-60 days gets a review and depending on the amount and how long they have been insured either gets a higher rate or is dropped. More often then not they get dropped. The insurance company now passes on the added cost of the claim to all people they insure penalizing every account holder for the actions of the one. If a doctor in California gets sued for 5 million and loses , he is dropped and never pays a dime on the amount and the bill is passed on to doctors around the nation. Those doctors then raise fees and bam health care cost go up across the board.

My brother was in 3 accidents within a year, not one of them was his fault, no tickets, no charges, and no claims against him. His insurance company stated that he obviously was not a very defensive driver and he was being dropped by them. His next insurance company is charging him an extra $40 every 3 months for accidents that were the fault of 3 careless drivers. These are not fair practices.

In my case a major, biggest name in Insurance used a loophole in Texas Law to skip out on paying $8,000 in medical bills from a accident where one of their clients ran a red light and t-boned us. I have bad credit now for unpaid medical bills from it and have been black balled from management jobs after 16 years of being in management because my credit report calls me a high risk. First off medical bills I thought were medical records and should not be made public by TRW, and here’s the kicker. The loophole had to do with the doctor not noting on follow up visits that the original injury was sustained in the accident. My doctor stopped noting this on follow ups and treatments at the point I began negotiations with the insurance company. Hmm… Doc suddenly had money move to Africa to treat aids patients.

Under TORT reform the burden of proof would be switched to the claimants instead of the doctors, the judge would be empowered to overturn jury verdicts that had ignored legal bindings, and the maximum awards would keep cost in control. Face it even the wrongful death of a millionaire business owner is not cause for a 20 million dollar jury award and when they place a price on the head of someone like me earning less than 30K per year it’s just unfair to American’s everywhere. Especially since the doctor usually loses his license, and is dropped by the insurance company, and everyone else has to pay the flipping bill.

Do that and the the fair cost of insurance will be affordable to all Obama. you can make health care a personal responsibility and cut taxes so people can afford it. In no manner should we continue paying high taxes to throw more money at broken systems. If the system is broken fix the system, don’t waste my money hoping it fixes itself.

Here’s my tea bag, here at Proud Conservative American Bloggers United we hold tea parties 365 days a year, get use to the idea and stop whining about Americans exercising their rights to tell you you are wrong.

Andy Anderson

www.pcabunited.com